Private Lending | 7 min
Private Mortgage Exit Plan: What Ontario Borrowers Need To Know
Private mortgage financing can be useful, but the exit plan should be built before accepting expensive short-term money.
Private Money Should Solve A Specific Problem
Urgent closing, arrears, tax debt, credit repair, or bridge financing can justify private lending when the numbers work.
The Exit Is The Product
The real plan is not just getting funded. It is moving into better lending, selling, refinancing, or repairing the file before renewal pressure hits.
Know The Full Cost
Rate, lender fee, broker fee, legal fee, appraisal, discharge, and renewal cost need to be understood upfront.
The practical next step
A guide can explain the issue, but the file still depends on your income, credit, property, equity, down payment, documents, timeline, and lender fit. Send the details for a review before making a financing decision.
Need a mortgage answer before you make the wrong move?
Send the file details. Ardy will review the goal, timeline, documents, risk points, and likely lender path.