Toosi Mortgages
Level 2 Mortgage Agent | FSRA #M23006041
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Private Mortgages

Private Mortgages in Ontario

Private mortgage guidance in Ontario for urgent closings, arrears, tax debt, bruised credit, income challenges, bridge financing, and short-term equity solutions.

Mortgage file review

Tell Ardy what you are trying to solve.

Private and confidential. No spam. No pressure. Approval is subject to lender review.

Borrower problem

Private mortgages can rescue a file, but they are expensive and dangerous without a clear exit into a better structure.

You understand cost, timing, lender terms, fees, risks, and the path out before taking private financing.

Urgent closing, arrears, tax debt, and credit challenge review
First and second private mortgage options
Exit strategy into bank, B lender, sale, refinance, or renewal
Cost, risk, and timeline comparison

Questions about private mortgages.

When does a private mortgage make sense?

Usually when speed, equity, or complexity prevents a bank solution and there is a realistic exit plan.

Is private lending a long-term solution?

Usually no. It is often a short-term bridge while the file is repaired or restructured.

Want help with private mortgages?

Send the file details and get a practical path based on your income, credit, equity, down payment, property, timeline, and lender fit.